![]() References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. Coverages and other features vary between insurers, vary by state, and are not available in all states. Descriptions of all coverages and other features are necessarily brief in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. ![]() Read our editorial standards for Answers content. Please note: The above is meant as general information to help you understand the different aspects of insurance. Gap insurance may pay the difference on your loan if your car gets stolen or totaled in an accident and you still owe more than the vehicle is worth. Does gap insurance cover transmission failure? Learn more about auto insurance coverages. Unfortunately, most transmission repairs are the result of either normal wear and tear or inadequate maintenance, neither of which is covered by car insurance policies. Uninsured/Underinsured motorist coverage: may pay for repairs if another driver damages your transmission and doesn't have adequate insurance to pay for the damage, up to your policy's limits. ![]() Collision may also cover you if your car is hit while parked and the transmission is damaged.
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